Retirement Calculator
Find out if you're on track, and what it takes to get there.
If you were born in 1960 or later, 67 is the age for full Social Security benefits.
Include all investment accounts: 401(k)s, IRAs, mutual funds, etc.
We recommend investing 15% of your paycheck.
Historically, the 30-year return of the S&P 500 has been roughly 10-12%.
In today's dollars. A common target is 80% of your current income.
Estimated Retirement Savings
In 32 years, your investment could be worth:
Want to make a plan to meet your retirement goals?
Work With JasonWhat if I...
Small changes compound into massive differences. See what adjusting your habits could do.
Saved an extra $100/month.
Adds $100 a month in contributions, but creates
in additional growth
Gave up daily coffee purchases.
Adds ~$128 a month in contributions, but creates
in additional growth
Cut weekly restaurant visits.
Adds ~$200 a month in contributions, but creates
in additional growth
How the 4% Rule Works
The 4% rule is a widely-used retirement guideline: if you withdraw 4% of your portfolio in your first year of retirement and adjust for inflation each year after, your money should last 30+ years. To find your retirement number: multiply your desired monthly income by 12, then divide by 0.04.